Starting today, you should work on organizing your important records–beginning with your insurance documents. Gather all of your insurance records you can get your hands on:
- Life insurance
- Health insurance
- Dental insurance
- Vision insurance
- House insurance
- Flood insurance
- Automobile insurance
- Identity theft insurance
- Short-term and long-term disability insurance
- Professional insurance
- Any other insurance such as legal insurance
(Obviously, you may not have all of these types of insurance. I’m missing a few, and I’m very well insured. It’s what you do when you worked for a personal injury attorney.)
I would also locate your home warranty documentation if you have a home warranty. The goal is to make life easier on your loved ones should they need to deal with a catastrophic event.
Tomorrow, we’ll organize these and get them in a safe place.
Time required: Maybe an hour. We have new life insurance policies that just went into effect on the 1st, so we’re still waiting on those policy documents. And while I had insurance cards readily available, getting health insurance booklets and dental and vision benefits declarations took a while to pull from the Internet.